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Lot of 2 1934 D  1953 Five Dollar 500 Silver Certificate Blue Seal
lot of 2 1934 d 1953 five dollar 500 silver certificate blue seal
$27.00
quality
1976 3 COIN UNITED STATES SILVER BICENTENNIAL GOVERNMENT SET LOT OF 4 1064L
1976 3 coin united states silver bicentennial government set lot of 4 1064l
$59.99
quality
1971 1973 1972 S EISENHOWER SILVER BU DOLLAR LOT OF 3 1116L
1971 1973 1972 s eisenhower silver bu dollar lot of 3 1116l
$29.99
quality
1961 1962 1963 1964 UNITED STATES 5 COIN SILVER PROOF SET LOT OF 4 W ENVELOPES
1961 1962 1963 1964 united states 5 coin silver proof set lot of 4 w envelopes
$79.00
quality
1960 UNITED STATES 5 COIN SILVER PROOF SET ORIGINAL SEALED ENVLEOPE LOT OF 10
1960 united states 5 coin silver proof set original sealed envleope lot of 10
$239.00
quality
1921 P D MORGAN SILVER DOLLAR LOT OF 2 AU 1063L
1921 p d morgan silver dollar lot of 2 au 1063l
$49.00
quality
WORLD 45 FORTY FIVE OLD SILVER COINS 4650 GREAT BIG LOT  FREE USA SHIP
world 45 forty five old silver coins 4650 great big lot free usa ship
$29.99
quality
LOT OF 15 SILVER BARBER HALF DOLLARS INCLUDING 1901 S1894 O 1899 O
lot of 15 silver barber half dollars including 1901 s1894 o 1899 o
$140.00
quality
Lot of 11 Morgan Silver Dollars Mostly High Grade Good Eye Appeal Free Shipping
lot of 11 morgan silver dollars mostly high grade good eye appeal free shipping
$289.95
quality
Lot of 2 Peace Silver Dollars 90 Silver with a Bonus Coin 9502
lot of 2 peace silver dollars 90 silver with a bonus coin 9502
$48.99
quality
1954 1964 P D S BU Roosevelt Silver Dime 20 Coin Lot All Different A1908
1954 1964 p d s bu roosevelt silver dime 20 coin lot all different a1908
$34.99
quality
Lot of 22 Pieces of Different Barber Quarters
lot of 22 pieces of different barber quarters
$95.00
quality
Lot of 2 2012P Dragon Proof Half Dollar Australia Mint 50c half oz Silver Lunar 2
lot of 2 2012p dragon proof half dollar australia mint 50c half oz silver lunar 2
$149.00
quality
LOT OF 18 BARBER SILVER QUARTERS ALL DATES VISIBLE
lot of 18 barber silver quarters all dates visible
$72.00
quality
Lot of Four PCGS Certified MS70 2017 First Strike One Dollar Silver Eagles
lot of four pcgs certified ms70 2017 first strike one dollar silver eagles
$49.95
quality
Vtg US Silver Dimes Coins Quarter 335 Face Value Total Scrap Money Lot
vtg us silver dimes coins quarter 335 face value total scrap money lot
$39.99
quality
5 Lot of 1 Gram Silver Bullion ODD FELLOWS IOOF FLT All Seeing Eye 999 Fine
5 lot of 1 gram silver bullion odd fellows ioof flt all seeing eye 999 fine
$22.50
quality
1885 1886 1889 1896 P MORGAN SILVER DOLLAR LOT OF 12 AU BU
1885 1886 1889 1896 p morgan silver dollar lot of 12 au bu
$329.00
quality
1922  1923 1 Peace Dollar Lot very nice coins Great add to any collection
1922 1923 1 peace dollar lot very nice coins great add to any collection
$42.00
quality
MEXICO 8 COIN LOT SILVER 5 CENTAVOS
mexico 8 coin lot silver 5 centavos
$71.00
quality
1941 P D  S Walking Liberty Half Dollar Lot 3 very nice collectible coins
1941 p d s walking liberty half dollar lot 3 very nice collectible coins
$22.00
quality
10 silver Morgan lot
10 silver morgan lot
$349.99
quality
Israel Silver Coin Set LOT 1982 half  1 Sheqel
israel silver coin set lot 1982 half 1 sheqel
$27.77
quality
HUGE AUCTION US COIN COLLECTION LOT 113 GOLD SILVER ESTATE BID NOW
huge auction us coin collection lot 113 gold silver estate bid now
$189.99
quality
ROMAN PROVINCIAL MOSEIA SUPERIOR AE SESTERIUS 17G 32MM BULL AND LION LOT 9
roman provincial moseia superior ae sesterius 17g 32mm bull and lion lot 9
$20.85
quality
LOT OF 44 STANDING LIBERTY QUARTERS ALL DATES VISIBLE
lot of 44 standing liberty quarters all dates visible
$176.00
quality
10 Lot of 1 Gram Silver Bullion ODD FELLOWS IOOF FLT All Seeing Eye 999 Fine
10 lot of 1 gram silver bullion odd fellows ioof flt all seeing eye 999 fine
$35.00
quality
Russian silver Kopek lot 18 coins 10k 15k 20kvaried grades 1861 1914
russian silver kopek lot 18 coins 10k 15k 20kvaried grades 1861 1914
$80.00
quality

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Silver Lot

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Purchase of Scrap Gold and Silver Lot - Part 2

Custom Gift Cards – The Presto Gift

Giving a gift is a human

tradition which has existed ever since the dawn of civilization. Emperors and

Kings in the bygone eras used to gift land as well as wealth in the form of

prevalent currencies such as silver and gold pieces, or in kind, such as in the

form of commodities, clothes, houses and livestock fit for human consumption.

Gifts are usually bestowed upon close family members, relatives and friends.

With the discovery and advent of money, the onus shifted towards giving sums of

money as a gift. The tradition carried on and specific events and festivals

became the occasions for giving gifts. Apart from what one earns, a gift is

especially cherished and enjoyed both by the giver as well as the recipient. It

increases the bonding between the two and memories of a gift linger throughout

one’s life. Discovery of paper and the resultant paper money in various

denominations and currencies remained the rage during the past century, where

paltry sums to huge amounts were distributed and received as gifts. With paper

money, a person could buy anything that suited his or her fancy from the

market, glowing with the inner satisfaction and indebtedness to the person who

has given the gift.

Selection and decision

for a gift is one of the most engrossing and speculative task for a person

intending to gift someone. A gift has to be appropriate for an occasion, a

person’s age, sex or affinity towards particular and myriad variety of objects

available commercially nowadays.

With the advent of the

electronic era and the discovery of plastic money in the form of credit cards,

giving credit cards to one’s immediate dependants became the rage in the

countries which had this technology. Such plastic currency has infiltrated most

of the world now and credit and debit cards are the usual mode of financial

transaction, both at brick and mortar commercial establishments, as well as for

shopping online. It was not before some enterprising individuals discovered and

conceived the concept of custom gift cards, which could be designed and loaded

with an appropriate sum of money depending upon the amount one desired to gift

to someone near and dear. The practice of giving paper based gift cards or

certificates had already been established by many banks and commercial

organizations, in which such gift cards, certificates, or traveler’s checks

could be redeemed for specific amounts at various shopping establishments.

Elaborate designs and customizations could be ordered by anyone intending to

gift some amount of money to anyone. Instead of the insipid check, such cards

held aesthetic value and were well appreciated in society. Employing technology

to develop custom gift cards in the form of plastic money resembling credit

cards followed soon after. The first instance was that of the ‘Blockbuster

Entertainment’ Company, based in Fort

Lauderdale, Florida, USA, who pioneered this business in

1994. Their enterprising effort was an attempt to curb counterfeiting of paper

based cards, which could easily be photocopied and misused on multiple occasions,

resulting in financial loss to the issuing organization. Plastic gift cards

could be made in various hues and designs depending upon the clientele, and

could be loaded once or on multiple occasions depending upon the primary

business activity of a company and the requirements of the target consumer

population. Moreover, magnetic strips and barcodes prevent their misuse.

Custom Gift Cards have

now become the mainstay of many organizations, particularly the Coffee giants,

“Starbucks” and “Dunkin’ Donuts”, the two companies offering a great variety of

gift cards for their loyal customers’. Both companies provide opportunities for

creating individualized cards according to one’ whims and fancies and their

cards can be redeemed anywhere on their chain of outlets. This not only serves

as an incentive to the customer, but also increases sales as customers usually

spend more than what is actually on the cards, resulting in increases business

for such companies which market items of daily usage. Banking institutions and

financial giants like the American Express, VISA and MasterCard also offer gift

cards with a great versatility of design and loading facilities which can be

individualized offering exclusive designs for promoting company business as

well as for individual customers. With the growing internet based shops like

eBay, Amazon, Sears and others, market for such gift cards has exploded into

big business. A customer can build and gift a customized gift card within a

matter of minutes using the internet. In fact websites have mushroomed over the

internet which offers the freedom and choice of building customized gift cards

for individual customers as well as business organizations on a worldwide

scale.

Government banking laws

and financial rules have been structured in such a way that such gift cards

come with the least encumbrances’, offering choice of freedom for the customer

to enjoy endless degree of freedom in terms of validity of such cards and

flexibility in the permissible amounts that can be loaded. Issuing institutions

have also been regulated and directed with national and regional laws not to

charge any unreasonable fee on such cards.

The business of custom

gift cards actually picks up during periods of festivities’ and regional

celebrations’ such as Christmas during which there is maximum sale of such

cards. In addition to taking away the difficulty for the donor’s decision on

what could be an ideal gift for a particular recipient, such cards also provide

freedom to the beneficiary to spend it like he or she pleases. Some gift cards

may be ‘open loop’ i.e. which can be used in multiple establishments just like

a credit card, or ‘closed loop’ i.e. which can be redeemed only in specific

establishments such as ‘Starbucks’, ‘Dominoes’ or ‘eBay’. The former are

offered by credit card companies and banks while the latter can be obtained

from the relevant retail chains or their websites.

Further

spread of information technology and availability of gadgets like ‘Smartphones’

and ‘Touchpads’ with wifi internet connectivity has opened the market for such

gift cards which can now be delivered digitally within a matter of seconds

using mobile technology. Customizable gift cards have therefore become an

essential part of our daily lives

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